The recent Visa crash is a great reminder that backup payment alternatives are crucial.
A recent Visa crash forces millions of customers to pay for essentials like food and fuel off the financial grid. The Visa payment system in Europe and the United Kingdom crashed without explanation on Friday, June 1, 2018.
Customers were unable to buy food at supermarkets, gas at filling stations, and tickets at train and subway stations, The Guardian reported. Abandoned shopping carts and a cash only sign were reported at one British supermarket.
“I’ve only got two cards and they’re both Visa,” Lisa Eagleton Muir said on a trip to London. “I don’t know what I’m going to do. It is a long journey home with no food.”
Disturbingly the Visa cards worked at some places but not at others. Muir was able to get cash from an ATM with her PIN but not able to buy groceries. The British supermarket chain ASDA reported that some Visa payments were going through, but others were not.
Some Visa bank transactions did not work, The Guardian reported. The Visa network was down in Europe for about five hours.
Stay Calm Visa is down
“Stay calm,” Spain’s national police force the Guardia Civil tweeted. “If you can’t pay it’s not because you’ve been robbed or hacked. Visa is suffering a service crash in Europe that’s stopping payments going through in its cards.”
Everybody should be concerned about the European Visa crash because Visa operates the world’s largest payment system. In fact, Visa also utilizes some of the most advanced and sophisticated payment technology.
Visa gave no explanation beyond a vague statement about a hardware failure. A “Visa crash” press release stated the crash was not caused by “unauthorized access or malicious event.”
How to Survive Payment System Failures in a Cashless World
The Visa crash is a good reminder that all of us need to be prepared for the possibility of payment failures in a cashless world. New payment solutions make life easier and more convenient, but they have severe limitations.
Survival tips for the cashless world include:
• Make sure that you have a supply of paper cash available.
• Keep that cash secret, do not tell anybody about it, do not flash it, and keep it hidden.
• Limit the amount of paper cash you keep to a few hundred dollars because cash is vulnerable to inflation and demonetization. Our government can imitate the actions of India’s Prime Minister Narendra Modi; who went on national TV and declared most of the nation’s banknotes worthless on November 8, 2016, at any time.
• Keep part of your money in alternative assets such as gold, silver, or cryptocurrencies like Bitcoin and Ethereum. These are less vulnerable to government actions than paper cash.
• Avoid the habit of carrying paper cash and paying with it in non-emergency situations. The very last thing (for obvious reasons) you want to do is let local criminals know you have paper cash. They might come and visit you in an emergency.
• Watch financial news outlets carefully, and monitor developments in foreign countries like the UK, India, and China. Changes to the financial systems in those nations will be coming to America in the future. The American news media often ignore important events such as the Visa outage in Europe.
• Make sure that you have credit or debit cards from all the major brands; Visa, Discover, American Express, and MasterCard. The Guardian reported that MasterCard and American Express were working just fine while Visa was down.
• Have both debit and credit cards in your wallet. Visa debit cards were still working at ATMs in the United Kingdom during the outage.
• Install payment apps on your phone. Apps like Walmart Pay, Apple Pay, and Google Pay (formerly Android Pay) work directly off of credit card or bank balances and might not be affected. An advantage with such apps is that they will work with several different sources of payment. Apple Pay can be supported by several credit card balances and a bank account.
• Use more than one payment app because many major retailers; including Walmart, Home Depot, and the Kroger supermarkets, will not accept Apple Pay or Google Pay. Walmart will accept its Walmart Pay app which is available through the App Store and Google Play.
• Avoid using paper checks because they can lead to big bank fees. The average U.S. bank now charges an overdraft fee of $35, Nerd Wallet reported.
• Maintain stockpiles of essential items like food, ammunition, fuel, medicine, spare parts, fertilizer, water, drinks, etc. so you can survive without cash for several weeks or months.
• Learn how to barter. Understanding how to barter, and how a barter economy works can help you survive in a crisis.
• Have stockpiles of items you can barter available. Potential barter goods include:
food, eggs, fresh meat, fish, fishing tackle, seeds, canned food, frozen food, ammunition, snack food, condoms, cigarettes, candy, alcohol, fuel, books, magazines, batteries, firewood, propane, bottled water, spare parts, medicines, screws, and nails.
• Develop Off-Grid sources of essentials like food, heat, water, and electricity. The best way to survive grid failures is not to be reliant on the grid.
Understanding that the grid can go down at any time is an important key to survival. Conveniences like Visa can shut down at any time, disrupt your life or worse. The recent Visa crash, once again is a warning… for those with ears to hear. Stay vigilant.
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NYC Adds Nearly 4,000 People Who Never Tested Positive To Coronavirus Death Tolls
New York City added nearly 4,000 people who never tested positive for the coronavirus to its death toll Tuesday, bringing coronavirus-related deaths in the city to around 10,000 people.
The city decided to add 3,700 people to its death tolls, who they “presumed” to have died from the virus, according to a report from The New York Times. The additions increased the death toll in the U.S. by 17%, according to the Times report, and included people who were suffering from symptoms of the virus, such as intense coughing and a fever.
The report stated that Democratic New York City Mayor Bill de Blasio decided over the weekend to change the way the city is counting deaths.
“In the heat of battle, our primary focus has been on saving lives,” de Blasio press secretary Freddi Goldstein told the Times.“As soon as the issue was raised, the mayor immediately moved to release the data.”
The Ultimate Energizer Review – Does It Really Work?
If you’re looking for a review of the ultimate energizer guide then you have come to the right spot because in this exclusive article we’re going to blow the lid off the ultimate energizer once and for all and reveal weather it is the real deal or not.
This brings us to the review of the ultimate energizer guide. This is a program that provides users with classified information on how to build a free energy generator. But can the program really make you achieve this?
does it work? will it be worth your investment, time and energy? all these questions and more are what this review on the ultimate energizer program seeks to help you find answers to.
The ultimate energizer review – is it worth it?
About The Ultimate Energizer guide
The ultimate energizer is your ultimate guide to building your own alternative and portable energy source to power up any of your household appliances including refrigerators and aircon units. It is a very affordable way to having an emergency generator that can help you save more than 50% from your electricity bills without spending too much on other alternative energy source like solar panels or wind turbines which is costly and will also need a lot of space.
The ultimate energizer causes you to be calm about the electricity bill. This well ordered guide shows you how to manufacture this claim “home energy gadget” today impeccably. This will dispose of your energy charge ensured.
It is lost to the earth which means we need to really take care of it in order to reduce the cost of energy bills which introduces the ultimate energizer guide.
About The Ultimate Energizer Creator
The creator of the complete the ultimate energizer guide is steven perkins. He found the journal of the founder of this technology in his home when his father shifted near quebec city in canada.
In this post, we will review the ultimate energizer whose creator claimed to offer a way through which you can generate non-stop current. According to the author, you can drop down your electricity bills by 80%.
Of course the ultimate energizer owners provide resources. But the truth is that you are a master creator. All of them have that talent in us. The only difference is the extent to which it is hidden in each of us.
Features of The Ultimate Energizer
The features of the ultimate energizer guide are as follows:-. This program guide will help you to design a the ultimate energizer generator which will follow the rules of linear induction motor which is built around a track that is orbicular to maintain the smooth motion of rotors that are transportable.
You can find here, a extensive review which highlights all the important features and performance criteria of the ultimate energizer. Use of the the ultimate energizer is very easy since all of the functions can be accessed in a short time; you have complete control over it. 100% money back guarantee shows that the ultimate energizer really works. The ultimate energizer gives full customer support for 7/24/365, also, features, credibility and the ultimate energizer’s ease of use are favorably satisfied by the buyers.
Use it on any electrical appliances from small clocks to big plasma tv screens, refrigerators, and air conditioners. Power the cabins while hiking to the mountains or camping. Other essential features of this complete the ultimate energizer are that it is easy to assemble and does not require a technical background to master engineering.
Pros and Cons of The Ultimate Energizer
I’ve created this honest ultimate energizer review to help you make a well-informed decision. I’ve tested it myself and now i’m going to share with you all the key aspects you may be interested in: how does it work? is it really so powerful and effective? what are its pros and cons?.
It is non-polluting. It remains popular the ultimate energizer guide pros & cons because it is both a renewable and clean source of energy. Harnessing solar energy is more than a fine idea it’s currently a reality in thousands of homes in a lot of nations around the world.
On the review of the ultimate energizer guide, we will be looking into what exactly the program is all about, the details of the energy generator program, the benefits, pros & cons and our conclusion on the program.
Does The Ultimate Energizer really work?
The device is usable during emergencies. It works without fuels and therefore there are no expected fumes. It is weather proof. Cons of the ultimate energizer. You can only download the program from the official website.
But the ultimate energizer reviews that are available from real users online on platforms like google and youtube seem to confirm that the device does indeed work. So, as per my ultimate energizer review answer to the question is the ultimate energizer legit? is definitely yes.
The ultimate energizer guide. The ultimate energizer is said to work for your home and cut electricity by 82%, guaranteed by tomorrow. The ultimate energizer reviews. It can boost any type of electricity by as much as 5 times.
Advantages of The Ultimate Energizer Program
The program can benefit you in many ways. Below we are listing the advantages of using the ultimate energizer program for generating electricity:. This device will help you save up to 60%-70%, without investing money in solar panels which can cost you a lot of money.
There are additional the ultimate energizer guide program advantages too, including advantages at tax time, so do your homework on what you might have for being a solar power pioneer contributed back.
Why The Ultimate Energizer is Useful?
The ultimate energizer is a complete guide and blueprint. With it, you get everything you need to know to build your own free energy generator. This generator can be completed for less than $50 if you have some tools already. But i remember reading another review of the ultimate energizer, and the guy said he took days. Maybe he was crafty. Then, you assemble it and get it to work.
You will be guided step by step, that anybody who can read can build it. You do not need prior building experience or massive strength; it is that easy. Building the ultimate energizer takes under 4 hours if you are slow and definitely a lot less when you have help.
The ultimate energizer has already changed the lives of over 30,000 families who chose to power their homes using this eco-friendly device. This is definitely a good investment that is worth your time and money and if you think it isn’t after trying it out, you can request for a refund.
Is The Ultimate Energizer a Scam?
The ultimate energizer guide really show you how to power your house and save tremendously, or is this just another overhyped scam? this system was created after its owner decided he wanted to have a home power generating system in case of any crises or disasters.
The ultimate energizer pdf. It does not need any conventional electric power. The ultimate energizer scam. In this program, you can also build more generator and sell for profit. This product can also be incorporated into the automobile to power an electric motor.
All you need is an open mind and a desire to try new things to get a life in the field of freedom of energy. So, what are you waiting for? it’s time to say goodbye to major energy companies and start using the ultimate energizer guide today.
Watch this video demonstration of the ultimate energizer guide put into action
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