As I’ve grown older, I’ve noticed that life has gotten more expensive. I’m not talking about the almost-natural increase of inflation; that’s to be expected. No, what I’m talking about is the way that lifestyle choices make things more expensive. Things that are considered the “norm” today were considered luxury 20 years ago.
This has been brought home to me in a number of ways, mostly through my own, now grown, children. When my youngest graduated from college, she came home and bought a car a few months later. Now, that’s not unusual in and of itself, but she bought a Buick. When I was her age, we saw a Buick as being a rich man’s car, not one for someone working a low-paying job just out of college. Yet, that’s what she had to have, in order to get the luxury options that she wanted.
This same theme repeats itself over and over in everyday life. We carry around $600 cell phones as if they were nothing; and if it drops, breaking the screen, that’s OK. We wanted a new one anyway. We eat at fancier restaurants, and even fast food joints carry more elaborate selections than they once did.
I remember Dairy Queen being a treat, but today, it has to be one of the fancy frozen yogurt places. Everyone has big screen televisions and you have to have either satellite or cable to get the selection of programming you want. Yes, life has definitely gotten more expensive.
We’re so busy spending money on things that have become the norm in our society, not even realizing that we don’t need those things., or that we could get by just fine with much less. I mean, does anyone really need a $7 cup of coffee that much more than a dollar one?
My parents’ generation couldn’t even think of paying for many of the things we think are normal today; for that matter, the younger version of me couldn’t. But as we go back in time, we find that our grandparents and great-grandparents were even more frugal. Why? Because they had to be. They didn’t have the disposable income that we have today and what income they did have, they didn’t consider disposable.
We could learn a lot from our grandparents and great-grandparents; especially in how to live frugally and make our money go farther. Then, we might have more money to spend on the things that really matter, like giving our families some security.
Here’s how they saved money and made it through hard times:
1. Do you really need it?
Let me finish ranting about all the expensive stuff we buy today. The real question is; do you really need it? Do you need that $5 cup of coffee or will you be just as satisfied with the $1 one at the convenience store? Shoot, my convenience store even throws in the fancy, flavored creams, so you can have flavored coffee for a buck or a buck and a half.
It’s fun and special to go out someplace expensive or to eat fancy ice cream. I enjoy it just as much as anyone. But, I leave it to be something special. Rather than buying all of my ice cream from Marble Slab, I buy it at the grocery store. If I want it fancy, I throw some fruit, nuts and chocolate syrup on it at home. Then, I can save the trip to the fancy ice cream store for special times, making the trip special, rather than making the special ordinary.
2. Don’t be in a rush to replace it
Henry Ford’s Model T was probably one of the most boring cars in history. Compared to its contemporaries, it had little to attract attention to it … except for one all-important feature: the price. You could buy a Model T much cheaper than any other car out there.
But the T lacked in some things that might attract buyers today. There weren’t a long list of “standard options” that you could order. For that matter, there weren’t any options. When you bought a T, that’s what you got. If you wanted something different, you had to do it yourself. You could have any color you wanted, as long as it was black.
As cars became more commonplace, the automotive industry realized that they were going to have to do something to keep people buying their new cars. So, they came up with the idea of model years. Now, you can buy the exact same car, with a few insignificant but highly visible details that are different, and you’ll have the latest and greatest. You could snub all of your neighbors and friends who didn’t have the current model, like you do.
This is actually one of the greatest marketing victories in history. In fact, it’s been so great that everyone else is copying it. Everything from can openers to rocket ships now has model year changes. Electronics are the worst. Why do they do this? To entice you to buy the new model. That way, they get more of your money.
Let me ask you something. Does your old cell phone work? If it does, why would you need to replace it? I keep my cell phones for an average of seven years and then finally replace them when they break. But most of the people I know replace theirs every year or two. They just can’t wait to get the new model, with all the new whistles and bells.
Break the habit of replacing things so quickly and you’ll find that you have more money. It’s amazing how that works.Think twice, buy once
3. Think twice, buy once
Impulse buying is another way that marketers have found to separate us from our hard-earned wages. If they can get us to buy it on the spur of the moment, we’ll probably buy it. But if we decide to think about it overnight, chances are that we’ll decide we don’t need it.
This is what our grandparents did, but it’s gotten lost in time somehow. I remember my parents telling me to always wait a day before making a major purchase. But you don’t see many people talking about that today. In our instant society, we want it now and we’re going to get it now, even if that ultimately hurts us. Let’s just say, that’s not the smartest thing we can do.
If anything, the Internet has made this worse. I’ve been offered countless items on Facebook, which I just looked at on somebody’s website, especially Amazon. They want to make sure I buy it, before I lose my desire for the item. If they can get me to do that, they win and get my money. It’s not about good customer service; it’s about getting you and me to buy.
Taking your time to make buying decisions is one of the easiest ways there is to save money. Not only that, but your home won’t be filled up with stuff that you don’t use. You’ll actually have things that you want to have, instead of things that someone else wants you to have.Reuse, repurpose, recycle
4. Reuse, repurpose, recycle
Our grandparents and especially our great-grandparents were experts on reusing and repurposing things. They rarely threw anything away. Anything they had, including the packaging from things they bought, was reused for something else.
I can still remember my grandmother’s kitchen with its stacks of plastic storage containers. Only … those containers weren’t made by Rubbermaid or Tupperware; they were old margarine and Dream Whip containers. She’d clean them out and use them to store food in the refrigerator or any number of other things.
Back in the pioneering days, everything got reused. Burlap bags became towels (even though they are a bit scratchy), old clothes were either remade into clothes for children, cutting out the good parts of the fabric, or turned into rags. Barrels and casks were used for anything from storing grain for the horses to water tanks. If it would hold something, they’d find a way to use it.
We still see this in Third World and emerging countries. I’ve bought containers of candy to give to kids in Mexico, and had their mothers ask me for the container, once I passed out the candy. To them, that empty container was just as valuable as the candy that their children had eaten.
5. How much do you really need?
Here’s another subtle marketing trick that our grandparents didn’t fall for. Have you ever noticed how much of a product is typically used on a television commercial?
Take toothpaste, for example. There’s always a point in the commercial where they squeeze out the toothpaste onto a toothbrush. It’s a nice long line, covering the whole top of the brush, with a nice curl on the end. So, when we go to brush our teeth, we do the same. We don’t realize it, but we’ve unconsciously gotten the message that we need that much toothpaste.
But how much do you really need? Can you get by with half of that and still get your teeth clean? I won’t tell you if you can, because I’m not a dentist. But I will tell you this; I do.
We use countless products every day, without thinking about how much of that product we really need. That ultimately causes us to use more of the product and sends more of our money into those companies’ coffers. Why not figure out the least you need and use that?
6. Be willing to wait
Another result of our instant society is that we expect everything now. We can’t even wait one minute, once we decide that we want it. After all, why should we wait? We’ll just charge it.
I think my grandparents would have fainted at the idea of buying things on credit, especially my mom’s parents. Back then, if you wanted something, you saved your money until you could afford it. If that meant you had to save for years, you did it. If that item was really that important to you, you’d make that sacrifice and save. You’d also be willing to wait.
Do you have any idea how much of an interest rate your credit card company charges you? If you’re like most people, you don’t. Credit card debt is one of the most crippling things for a family’s finances.
Believe it or not, there are actually forms of debt that are worse than credit cards. Those payday loan places where you can borrow $1,500 for six months are murder. Their interest rate is so high, they don’t even tell you. That’s not a problem, as the only number most people want to hear is the monthly payment. Hock shops are worse, but that’s because it is short-term, high-risk loans.
7. Do it yourself
We don’t even have to go back to our grandparents for this one, although I’m old enough to qualify as a grandpa. When I grew up, a man taught his son how to do things for himself. Therefore, the average boy would grow up learning how to change their car’s oil, do common mechanic’s work, be a fairly good carpenter, know a bit about plumbing and maybe even know how to shoe a horse (if they lived in horse country).
This training for self-reliance has somehow gone by the wayside. When I look at my children’s generation, so many of them don’t know how to change the oil on their own car, let alone swap out a bad alternator. The average person’s understanding of plumbing is to look down the drain and say, “Looks like it’s time to call the plumber.” Somehow those skills haven’t been passed on.
Paying someone else to do everything is expensive. They need to eat, too, so you’re covering their life expenses. Don’t get me wrong; that’s fair. If someone works for you, you should pay them, and pay them well. But let them work for someone else and learn how to do it yourself.
Through the years, I’ve amassed quite a collection of tools. Over half my garage is actually my workshop and I use the other half when I’m building large projects. But even with all the thousands of dollars I’ve spent on tools, they’ve saved me more than what they cost me. Buying tools becomes part of every project; and as I buy them, I guarantee myself savings in the future.
8. Repair it, don’t throw it away
Speaking of those tools, they also help with repairing things, rather than throwing them away. We’ve become a disposable society, but as I mentioned earlier, our grandparents weren’t that way. They would fix things and keep on using them as long as possible, not throwing them away.
This is another marketing ploy, which is taking money out of our pockets. By making things hard to repair and parts hard to find, manufacturers ensure that we’ll throw things away, rather than repairing them. But that old vacuum is really just as good as a new one, if you can find a new switch and put it in.
I get annoyed about this, especially when I’m trying to find parts for things that I own, which have broken down. Few manufacturers still offer replacement parts, except for things that are considered maintenance items. But if they can use the part in the factory, I can’t see why they can’t package some of them for sale as replacements. That’s usually one of the most profitable parts of any manufacturing business.
Fortunately for me, I’ve got an engineering background. So, I’m pretty good at repairing. If I can’t find the right switch for my belt sander, I’ll find one that will work (I did this). It may not be as pretty, but I’ll save myself a bunch of money.
By the way, don’t use the fact that you’re not an engineer as an excuse to not try and fix something. I’m a self-taught engineer, even though I worked at it professionally for 15 years. If I can teach myself, you can, too. After all, I didn’t have YouTube or the rest of the Internet to help me.
What frugal, money-saving tips would you add to this list? Share your ideas in the section below:
This Article Was Originally Posted On offthegridnews.com Read the Original Article here
NYC Adds Nearly 4,000 People Who Never Tested Positive To Coronavirus Death Tolls
New York City added nearly 4,000 people who never tested positive for the coronavirus to its death toll Tuesday, bringing coronavirus-related deaths in the city to around 10,000 people.
The city decided to add 3,700 people to its death tolls, who they “presumed” to have died from the virus, according to a report from The New York Times. The additions increased the death toll in the U.S. by 17%, according to the Times report, and included people who were suffering from symptoms of the virus, such as intense coughing and a fever.
The report stated that Democratic New York City Mayor Bill de Blasio decided over the weekend to change the way the city is counting deaths.
“In the heat of battle, our primary focus has been on saving lives,” de Blasio press secretary Freddi Goldstein told the Times.“As soon as the issue was raised, the mayor immediately moved to release the data.”
The Ultimate Energizer Review – Does It Really Work?
If you’re looking for a review of the ultimate energizer guide then you have come to the right spot because in this exclusive article we’re going to blow the lid off the ultimate energizer once and for all and reveal weather it is the real deal or not.
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does it work? will it be worth your investment, time and energy? all these questions and more are what this review on the ultimate energizer program seeks to help you find answers to.
The ultimate energizer review – is it worth it?
About The Ultimate Energizer guide
The ultimate energizer is your ultimate guide to building your own alternative and portable energy source to power up any of your household appliances including refrigerators and aircon units. It is a very affordable way to having an emergency generator that can help you save more than 50% from your electricity bills without spending too much on other alternative energy source like solar panels or wind turbines which is costly and will also need a lot of space.
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About The Ultimate Energizer Creator
The creator of the complete the ultimate energizer guide is steven perkins. He found the journal of the founder of this technology in his home when his father shifted near quebec city in canada.
In this post, we will review the ultimate energizer whose creator claimed to offer a way through which you can generate non-stop current. According to the author, you can drop down your electricity bills by 80%.
Of course the ultimate energizer owners provide resources. But the truth is that you are a master creator. All of them have that talent in us. The only difference is the extent to which it is hidden in each of us.
Features of The Ultimate Energizer
The features of the ultimate energizer guide are as follows:-. This program guide will help you to design a the ultimate energizer generator which will follow the rules of linear induction motor which is built around a track that is orbicular to maintain the smooth motion of rotors that are transportable.
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Use it on any electrical appliances from small clocks to big plasma tv screens, refrigerators, and air conditioners. Power the cabins while hiking to the mountains or camping. Other essential features of this complete the ultimate energizer are that it is easy to assemble and does not require a technical background to master engineering.
Pros and Cons of The Ultimate Energizer
I’ve created this honest ultimate energizer review to help you make a well-informed decision. I’ve tested it myself and now i’m going to share with you all the key aspects you may be interested in: how does it work? is it really so powerful and effective? what are its pros and cons?.
It is non-polluting. It remains popular the ultimate energizer guide pros & cons because it is both a renewable and clean source of energy. Harnessing solar energy is more than a fine idea it’s currently a reality in thousands of homes in a lot of nations around the world.
On the review of the ultimate energizer guide, we will be looking into what exactly the program is all about, the details of the energy generator program, the benefits, pros & cons and our conclusion on the program.
Does The Ultimate Energizer really work?
The device is usable during emergencies. It works without fuels and therefore there are no expected fumes. It is weather proof. Cons of the ultimate energizer. You can only download the program from the official website.
But the ultimate energizer reviews that are available from real users online on platforms like google and youtube seem to confirm that the device does indeed work. So, as per my ultimate energizer review answer to the question is the ultimate energizer legit? is definitely yes.
The ultimate energizer guide. The ultimate energizer is said to work for your home and cut electricity by 82%, guaranteed by tomorrow. The ultimate energizer reviews. It can boost any type of electricity by as much as 5 times.
Advantages of The Ultimate Energizer Program
The program can benefit you in many ways. Below we are listing the advantages of using the ultimate energizer program for generating electricity:. This device will help you save up to 60%-70%, without investing money in solar panels which can cost you a lot of money.
There are additional the ultimate energizer guide program advantages too, including advantages at tax time, so do your homework on what you might have for being a solar power pioneer contributed back.
Why The Ultimate Energizer is Useful?
The ultimate energizer is a complete guide and blueprint. With it, you get everything you need to know to build your own free energy generator. This generator can be completed for less than $50 if you have some tools already. But i remember reading another review of the ultimate energizer, and the guy said he took days. Maybe he was crafty. Then, you assemble it and get it to work.
You will be guided step by step, that anybody who can read can build it. You do not need prior building experience or massive strength; it is that easy. Building the ultimate energizer takes under 4 hours if you are slow and definitely a lot less when you have help.
The ultimate energizer has already changed the lives of over 30,000 families who chose to power their homes using this eco-friendly device. This is definitely a good investment that is worth your time and money and if you think it isn’t after trying it out, you can request for a refund.
Is The Ultimate Energizer a Scam?
The ultimate energizer guide really show you how to power your house and save tremendously, or is this just another overhyped scam? this system was created after its owner decided he wanted to have a home power generating system in case of any crises or disasters.
The ultimate energizer pdf. It does not need any conventional electric power. The ultimate energizer scam. In this program, you can also build more generator and sell for profit. This product can also be incorporated into the automobile to power an electric motor.
All you need is an open mind and a desire to try new things to get a life in the field of freedom of energy. So, what are you waiting for? it’s time to say goodbye to major energy companies and start using the ultimate energizer guide today.
Watch this video demonstration of the ultimate energizer guide put into action
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This Article Was Originally Posted On offthegridnews.com Read the Original Article here
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