3. Limit entertainment. If you are spending your time working hard, you will have less time and energy for entertainment. And tightening your belt means saying no thanks to things like cable television, the latest electronic gadget, a hobby upgrade such as a new cycle or camera or snowmobile, or a vacation trip. This is not to suggest it is healthy to go without entertainment and leisure for a lifetime, but focusing instead on work and thriftiness for a period of time to get you over a rough patch is wise.
4. Buy second-hand. Even if your livelihood requires that you dress in brand names and drive a nice car, you can still do it wisely by purchasing pre-owned. Consider shopping at thrift shops, online resale outlets, and social media buy/sell groups, not only in lean spells but also in times of plenty. It is a great way to support local businesses and help out your friends and neighbors who may need the cash your purchase brings in.
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5. Have a yard sale. Selling your unnecessary goods can kill two birds with one stone. Not only will you scoop up a little cash from the sale, but you will help declutter your home and garage in the process. Having things clean and organized can be energizing, which helps you stay focused and get other things done.
6. Fix items instead of replacing them. In this world of disposable everything, it feels almost automatic to toss stuff in the trash and go buy another one. But in our grandparents’ youth, goods were thrown out less and repaired more. Consider having jacket zippers replaced at a repair shop instead of buying a whole new garment, or sewing on buttons and stitching up seams yourself. Glue broken knickknacks, tighten window blind strings, and don’t be afraid to tinker with tools and equipment to get them back into smooth running condition. Buy parts and replace them yourself or pay a professional—which is still less costly than buying new.
7. Grow your own food. Backyard gardening is never completely free, but it is always a better value in the long run than buying less healthy and more chemical-laden foods in the store. During hard times, even a few patio pots filled with tomatoes and summer squash can ease up a straining budget, and a couple of laying hens can make a real difference.
8. Shop wisely. If chicken is on sale, buy chicken. Even if that was not what you had in mind for your current menu or if it comes in packages bigger than you need, you can always repackage and freeze it for later. Buy seasonal items on clearance and store them for next year. Buy in bulk for items you use a lot. Avoid brand names when it does not make a difference, and use coupons for the brand names you prefer when it does matter.
By following these few simple tips all the time, you will be able to build money-saving habits so that when hard times come around, you will be better prepared. It may be possible to become so skilled at pinching pennies that your practices will either help deflect economic difficulties in the first place or will help you glide right through them with barely a hiccup in your routine. Either way, engaging in money-saving behavior is always a win-win.
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